there is a bright side...

m father informed me that he got my title yesterday and took it to the WV DMV to get it changed to my name only, where they proceeded to advise him I needed to sign it before they could that. He called me to tell me and I was about to cry when he whispered into the phone "dont worry i forged your name" I LOVE MY DAD!!
So within the next week I should have the new title, in my name only, in my hand to finish up this god-forsaken process, and I will have the new PA insurance tomorrow afternoon!

light at the end of the tunnel??

So my PA car insurance will go into effect on Friday, without having my car registered or titled in PA.

My dad, the great guy he is, went to the bank and they told him they would give him the title to get changed to my name only (without having to re-finance) and that he could fed-ex it to me to show to the title/registration people here and then I could fed-ex it back to the bank!

So hopefully by this time next week, I will be back to being legal.....I feel like such a bad ass running aorund all illegal in my car....hehehehe

Thanks for letting me rant (for 4 posts now...)

Penn DOT update #1

Ok, so I finally got a hold of a human at PennDOT and explained my situation was given a well rehearsed reply of "if the service you are using will accept proof of ID over fax or via mail then its ok" and when I asked to speak to someone above her she told me there was no one above her for me to speak to. I called back to the insurance/service center I had visited and told them PennDOTs response and was told the PennDOT woman I spoke to must not know the answer to questions and she advised I call back to PennDOT and talk to a different operator and see if I get the same answer because there was nothing the insurance company could do for me at this point other than the quote they gave me.

A second call made to PennDOT connected me to a different operator who was a bit more helpful. He told me that if both names were on the title then both parties must be present and licensed in PA. His definitive answer was that I would need to get the title in my name only, and if that meant refinancing my car then he guessed thats what Id have to do unless the bank would approve changing the title to just me.

I called my good ol' dad and he said he would run out the bank and talk with them and see if we could get just my name on the title without re-financing...

What a nightmare!!

PennDOT saga continues...

So I rushed out of work on Monday evening to get to the car insurance/car title and registration place before they closed. I made it with about 10 min to spare. I had all of my paperwork readily available for them, I was prepared for anything....or so I thought. As I handed over the current (expired) registration for my vehicle the woman got this look on her face, you know that one where she is about to tell me my puppy died....and tells me that I will have a problem. The problem is that both my name and my father's name appear on my title and registration with the word "or". The problem is 1) in PA it has to say "and" not "or" and 2) if the car title has two names linked with "and" both people must have PA drivers licenses and be present to handle the paperwork. My father lives approx 400 miles away, in WV.
See my problem yet?
So the insurance lady took enough information to give me a quote for insurance but advised I hold off on anything else and gave me the 1-800 number to PennDOT. As I type this I am on hold with PennDot, listening to some pretty crappy, repetitive music and announcement that advise all representatives are busy and reminding me to stay on the line....in case I forget.

More to come when (if) I get through this phone call before I have to register another patient or go on another call.....

PennDOT saga

So I noticed two semi-important car details this week that needed to be taken care of sooner than later.
The first was that my WV inspection was dead as of midnight June 30, 2009. I had not realized just how soon this was approaching. The law in PA is that within 60 days of moving into the state you are supposed to switch your license, tags and registration to PA. I took this law as "as long as my WV stuff is current no one will even notice..." Well, I realized on June 30th that my inspection would be dying. I could not renew it in WV due to me not living there.
The second was that my WV license plates would be expiring soon (I thought July 31st....turns out while inspections die at midnight on the last day of the month license plates expire on the FIRST).

So I got off work around 1430 the other day and thought Id swing by the PA DMV and get everything switched over, no harm no foul. Turns out the system here is MUCH different than WV where you can do everything at once. The first place I had to go was the PennDOT drivers license center with all of my neccessary paperwork (original birth certificate, social sec. card, my old license, and 2 proofs of residency that consisted of things such as utility bills or lease agreements, mind you I have only the trash in my name everything else is in my roommates name and I havent signed my new lease yet....) But I was granted a 15 day temporary PA license while they assure themselves I do not already have a PA drivers license....
In order to get my tags, title, and registration in PA I have to have a PA drivers license, proof of PA car insurance, and proof of ownership (like the title to the vehicle). (I guess the fact that I possess one out of three is not all that great) I recived notice that since I now reside in PA, my old car insurance company can not cover me because they are notlicensed in PA, only in WV. (besides my policy with them expires July 13th).
Due to the holiday weekend I can not speak directly to any PA insurance companies until Monday.
I was told it will take $12.00 and 7-14 business days to request and recieve my title from the bank that I am paying my car payments through. and then another $111.00 to get my new registration and tags.

So for the time being I am driving a car that is titled, registered, and inspected in WV, all of which are now officially expired and have a temporary PA drivers license to boot.

Heres the real dilemma....I still work part time in WV and am scheduled for an 8-10 hour shift tomorrow. (rememebr its an easy, high paying job and its holiday pay) So I am going to chance the drive and pray that I either 1) dont get pulled over or 2) if I get pulled over I know the officer and can explain my predicament to them and get by with a warning..... ugh!!